Whether you own a flat or you’re considering buying one, you might’ve heard of the EWS1 form. Since the tragic Grenfell Tower fire in 2017, the safety of cladding on buildings has become a major concern in the UK, leading to the introduction of this integral form. But what exactly is it, and why is it so important?
Let’s break it down.
Understanding the EWS1 form
The EWS1 form, or ‘External Wall System’ form, is a standardised document used to assess the safety of a building’s external wall system, including any cladding. The form is primarily required for residential buildings over 18 metres tall. Although it can also apply to lower-rise buildings if there’s a perceived risk related to cladding or other external materials.
The EWS1 form was introduced by the Royal Institution of Chartered Surveyors (RICS) in December 2019 in response to the ongoing cladding crisis. The form is completed by a qualified fire safety professional, such as a chartered surveyor or fire engineer, who conducts a thorough inspection of the building’s external walls. The form covers the whole building and is valid for five years in England and Wales. In Scotland, each flat may require its own individual EWS1 form.
Related: What is a PAT test?
Why it’s important
The importance of the EWS1 Form lies in its role in ensuring the safety of homes in the UK. Without this form, mortgage lenders are often unwilling to provide loans on properties with fire-related risks.
This means that without an EWS1 form, selling or refinancing a flat can become nearly impossible, leaving many homeowners stuck with properties that are difficult to sell.
Furthermore, the EWS1 form helps to identify whether remediation work is necessary. If the inspection reveals that the building’s cladding is unsafe, the freeholder or management company is responsible for taking corrective measures to bring the building up to safety standards.
Related: At what stages can a house sale fall through?
Who needs an EWS1 form?
Potential buyers and owners of flats will need an EWS1 form. If you’re selling your flat, your buyer’s mortgage lender may request an EWS1 form as part of their risk assessment. The sale could be delayed or even fall through if the building does not have a valid EWS1 form in place.
Even if you aren’t selling any time soon, it’s worth checking if your building has a valid EWS1 form. Doing so could prevent future issues with selling and give you a clearer idea of the building’s safety.
If the building you live in does require an EWS1 form, it’s typically the responsibility of the freeholder or managing agent to arrange the inspection and obtain the form.
Challenges and controversies
The introduction of the EWS1 form has not been without controversy. Many flat owners have found themselves unable to sell or remortgage their properties because of the absence of a completed form. Moreover, the shortage of qualified professionals to carry out the necessary inspections has led to long waiting times and increased costs.
In response to these issues, the government has made several changes to the guidance on which buildings require an EWS1 form. For example, in July 2021, new government guidance clarified that buildings under 18 metres tall with no specific concerns regarding cladding should not require an EWS1 form.
Speak to an expert mortgage advisor for more information.
The future of EWS1 forms
While the EWS1 form remains a key part of the property landscape in the UK, ongoing changes and clarifications to the requirements are expected. The government and industry bodies continue to work on improving the process to ensure that building safety assessments are both effective and fair.
If you’re a flat owner, buyer, or seller, it’s important to stay informed about the latest developments regarding EWS1 forms. Keeping in touch with your managing agent or freeholder and seeking advice from property professionals can help navigate this complex issue.
For more expert guidance, contact your local Martin & Co branch today.
